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Posts Tagged ‘New Jersey Personal Injury Attorney’

All About Workers’ Compensation Benefits.

February 4, 2015 Leave a comment

Accidents happen in work place- due to several reasons. While in some instances the employee may face an accident due to his or her own fault and sometimes also because of some faults on the part of the employer. These accidents can often become serious enough to injure a person temporarily or permanently, thus disabling the person to carry on with his or her daily work that he or she does for living. Since these personal injury cases can affect a person personally and economically, the New Jersey state law has made provisions for the victim of such an accident to receive a workers’ compensation for the personal injury New Jersey accident that he or she has suffered. However; people often get confused as to how much benefits they will be able to receive from the compensation amount and this is exactly what will be discussed in this article.

Severity of injury:

It is only after checking the nature and severity of the injury and the loss that the person has suffered from due to the occurrence of the accident, that the court comes to a decision about the compensation amount. Normally the compensation for work place personal injury cases are made on a weekly basis and it is the insurer company of the employer who becomes liable to pay the compensation for the injury to the victim. Depending on the nature and severity of injury, disabilities that occur as a result of personal injury New Jersey accidents are- temporary partial disability, permanent partial disability, temporary total disability and permanent total disability.

Types of compensations:

Personal injury New Jersey cases which occur within the work place of a person are eligible for getting compensated. Ranging from getting compensations with regard to the daily or weekly wage of a person to the medical expanses, the victim of such an accident becomes eligible to claim for all sorts of compensation, depending on the nature of the injury he or she has incurred. Compensations for these cases are normally paid out in four ways- weekly compensation, payment of medical bills, vocational rehabilitation and permanent impairment benefits. Weekly benefits or compensations are provided to employees depending on their average weekly wage (AWW). While the compensation is 2/3rd of the amount or 60% of the total average weekly wage of the person (which also includes the overtime wage) for permanent disability. However; for a temporary disability, the percentage of compensation goes down, as the court calculates the compensation amount by reducing the total AWW of the victim.

For further details visit New Jersey Personal Injury Attorney or wants an appointment contact New Jersey Worker’s Compensation Attorney here: Law Offices of Jeffrey S. Hasson, P.C.320 Cedar Lane Teaneck, NJ 07666

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Claim Personal Injury For Workers’ Compensation in New Jersey

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NJ Personal Injury Protection

August 20, 2014 1 comment

NJ personal injury protection is an extension of car insurance that covers medical expenses for the named insured, his or her family members residing in the household, and certain other persons for injuries suffered in an accident “while occupying, entering into, or using an automobile, or as a pedestrian, caused by an automobile or by an object propelled by or from an automobile”. NJ personal injury protection benefits are paid without regard to fault, and all standard liability insurance policies are required to contain personal injury protection benefits.

20140808-personal_injury_lawyer3 N.J.S.A. 39:6A-4.3 governs the personal protection options that insurers must make available. It requires insurers to provide an option for medical expense benefit deductibles in amounts of $500, $1,000, $2,000 and $2,500 for any one accident, an option to name a health insurance company or state or federal program as the provider of primary coverage, and an option for medical expense benefits in amounts of $ 150,000, $ 75,000, $ 50,000 or $ 15,000 per person per accident. It also requires that if none of these options is chosen in writing, the insurer provide $250,000 in medical expense benefits coverage. In order to receive payment for NJ personal injury protection claims a healthcare professional must provide the insurer written notice within twenty-one days of beginning treatment. Written notice may be provided in the form of a bill or invoice for services. A claim may be denied if a healthcare provider fails to comply with the twenty-one day notice rule; however, the provider is prohibited from seeking any payment directly from the insured.

Personal-injury NJ personal injury protection laws were created in order to reduce the number of medical claims filed in order to gain standing to sue for pain and suffering, eliminate the use of tests that are not medically necessary, and allow insurance providers to offer more affordable insurance policy options. The New Jersey legislature views this no-fault system as a trade-off of one benefit for another; providing medical benefits in return for a limitation on those with non-serious injuries to sue for pain and suffering. The Department of Banking and Insurance governs NJ personal injury protection insurance, by determining fee schedules, establishing rules and regulations, and setting standards to coordinate personal injury protection medical expense benefits coverage. More information may be found on the Department’s website at: http://www.state.nj.us/dobi/pipinfo/aicrapg.htm#21

For Further details Visit: New Jersey Personal Injury Attorney or contact Bergen County Personal Injury Lawyer here:  Law Offices of Jeffrey S. Hasson, P.C. 322 48th Street, Union City, NJ 07087. Phone (201) 530-6272